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Other lenders have also made latest strides with e-closings and e-notes. North State Financial institution Mortgage in North Carolina began providing borrowers a completely paperless closing process earlier this 12 months, promoting enotes the e-notes to Dallas-primarily based Mid America Mortgage. Related Post: explanation And Troy, Mich.-based mostly United Wholesale Mortgage completed what it says is the industry’s first virtual closing on a loan in Chicago on July 28.
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This answer opens the door to implementing eNotes for all lenders – particularly small to mid-dimension originators. Enhanced safety, improved knowledge high quality enotes, strong audit trail capabilities, and elevated borrower satisfaction are only a few of the advantages MERS® eNote Options will present.
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